MORTGAGE S asked: Laptop equipped (Need wireless)
Borrowers Credit Evaluations
Same Day Pe-Aproved Loans
Rate sheets & prequls
Can’t give you all the details but much more. Think about it, saving time with borrowers. Knowing everything about them right there. Realtors keep your eyes open, for loan officers with the same idea. Lets all start to work together. [...]

stacey b asked: My loan penalty will be over in Feb.2008, from fix at 10% for $5292 a month, after that it will be adjustiable rate. I can’t refinance for lower rate because of self employed and low credit score. wonder if adjust. will be ok for me? how does adjust. work? We are in [...]

Tanya P asked: Professionally speaking…loans, refi’s, rates. How’s the market according to a mortgage officer and/or processor…Fast? Slow? A little of both?

Wendy M asked: We live in OC, California. Bought our house for 625,000 and our monthly “interest only fixed rate” loan payment with taxes, insurance, etc. is $3,200. We make about 110,000 per year and we get to write off almost 40,000 in interest. We’re in our early 40s. Should we keep this loan? We [...]

Hairy Woo(bat)man asked: I am considering giving 2,999 dollars to federal loan modification program (based in Cali) to help me negotiate with my lender.
1. Is this a good company?
2. How much will they help?
3. They have said that they have a 99% success rate in helping people lower theire mortgage payments. Is this true? [...]

dave asked: I’ve read other replies, and know the consensus on home equity loans and buying a car. However, we’re looking for another used vehicle as we just sold our other one, and it’s a matter of a requirement purchase than a luxury purchase.
I’ve been receiving letters from our bank lately where they are [...]

david m asked: 6.5 percent. I am paying 1.5 points to buy down the rate. The first is at 40 years and the second is 15 years amrt. over 30. What is par rate or how could you find out what it is? Do you think this is a good loan? Thanks for the input.

babieyig asked: just wondering..because just recently i applied for a loan there and gotten approved and was ready to buy a home but at the last minute my loan officer told me that i wasn’t approved anymore…he had no excuse and then told me he could refer me to another mortgage that could maybe help [...]

Barry D asked: I have a home loan that I’ve made 8 payments on so far. The initial loan amount was for $139,650 at a simple interest rate of 8.5%. The interest accrues on a yearly basis. The bank calculated my monthly payment to be $1,130 / month. Alright, so I’m [...]

samanthasevart asked: If my husband and I are intersted in purchasing our 2nd home but have 2 mortgages on our 1st home……..is it a possibility that a lender will pick up the remaining amount on our 2nd mortgage and tack it to our new home loan??