kikkoman619 asked: I’m in California and am looking for a lender that can finance a $6-$8,000 personal loan to pay off some debts. I have a decent paying job, and am willing to pay a larger interest rate. I have tried credit.com, AIG, among others suggested on this site. Has anyone found a new lender?
I’ve [...]

Cindy M asked: I bought my home last year (August) and at the last minute they informed me I’d be paying PMI insurance. ($80month)
I’ve gotten a better paying job since then and am going to pay down the principal of my home. (Only by a couple thousand dollars in the coming months).
I’d like to refinance [...]

mommyme asked: My hubby and I are paying out $940.00 a month in credit card payments - some with 27% interest. We own our home that we purchased for about $108.000. Our house payment is only $777.00 per month. Would a home equity loan benefit us if we paid of and CANCELLED [...]

KathyS asked: We would like to do several home improvement projects and pay off some credit cards. The HELOC option seems to be more appealing to us so we take only what we need yet getting a loan gives us the option to hold the funds in a high interest bearing savings account (4.50 [...]

sg_0612@sbcglobal.net asked: I KNOW I MADE A BAD CHOICE BUT WHAT DO I DO NOW?
I bought my house 3 yrs ago and I have been in one of those pick a payment plans where I can choose to pay interest only or the full mortgage plus interest. Its also an adjustable loan. [...]

Brooke B asked: If I pay a higher interest rate on a home equity loan than some of the interest rates I was paying on accounts I paid off with it, is the tax deduction worth the higher rate?

Obuma Bin Laden asked: I’m buying a second home that will cost me 340K. I am putting down 50% in cash. So all I need to do is finance 170K. If I get a Mortgage., there is a big closing cost, if I get a Home Equity Loan, no closing cost, and [...]

Mark T asked: I have a home loan with Bank of America will have some trouble once the interest rate adjusts up.

sgraham48034 asked: I have three homes which I purchased & financed during the period of low interest home equity loans-now the interest rates are very high, the homes are not occupied (no income) and I have been laid off. Do companies work out interest only arrangements and possibly, no late charges until my situation [...]

Mark asked: household income is around 130k. we have a mortgage loan of 280,000. our HELOC interest rates is the PRIME RATE plus 3/8ths.
we got this home equity line of credit with Countrywide Financial. Our mortgage is with JP Morgan Chase. I’m wondering if I could have done better on the HELOC by going [...]