kikkoman619 asked: I’m in California and am looking for a lender that can finance a $6-$8,000 personal loan to pay off some debts. I have a decent paying job, and am willing to pay a larger interest rate. I have tried credit.com, AIG, among others suggested on this site. Has anyone found a new lender?
I’ve [...]

Tanya P asked: Professionally speaking…loans, refi’s, rates. How’s the market according to a mortgage officer and/or processor…Fast? Slow? A little of both?

jamminbyalias asked: I have a student loan from Sallie Mae with an annual interest rate of 18.25%. Does the usury limit come into play for loans through Sallie Mae. If so, what is the ceiling percentage and what can I do? Thanks in advance.

Wendy M asked: We live in OC, California. Bought our house for 625,000 and our monthly “interest only fixed rate” loan payment with taxes, insurance, etc. is $3,200. We make about 110,000 per year and we get to write off almost 40,000 in interest. We’re in our early 40s. Should we keep this loan? We [...]

Dr Jello asked: “Unemployment in California rose for a fifth straight month to 7.7% in August.”
“It was the highest rate in just over 12 years and was tied with Mississippi’s as the third worst in the nation. Nationally, unemployment was 6.1% in August.”
http://www.latimes.com/business/la-fi-caljobs20-2008sep20,0,7850441.story
And on top of record unemployment, the State is broke.
“California may need a [...]

Hairy Woo(bat)man asked: I am considering giving 2,999 dollars to federal loan modification program (based in Cali) to help me negotiate with my lender.
1. Is this a good company?
2. How much will they help?
3. They have said that they have a 99% success rate in helping people lower theire mortgage payments. Is this true? [...]

dave asked: I’ve read other replies, and know the consensus on home equity loans and buying a car. However, we’re looking for another used vehicle as we just sold our other one, and it’s a matter of a requirement purchase than a luxury purchase.
I’ve been receiving letters from our bank lately where they are [...]

Little Blossom asked: Our names are both on the loan. He is willing to allow me to buy him out. But I cannot refinance a new loan and be able to afford to buy him out. If we have a notarized contract that states he releases any interest on the home with [...]

Dennyr asked: Wondering what the differences are between online home loan providers and banks - is it just that the interest rates are better at the bank?

Jumbo mortgages are not so different from standard mortgages but there are a few key things that are worth looking in to.Jumbo Mortgage LoansA jumbo mortgage loan is a loan taken for property that is high-priced.. In Colorado, as in most of the U.S., a jumbo mortgage loan is any mortgage that exceeds $417,000 - [...]