anynewideas asked: This house has never had a loan on it. I have not lived there for at least the last 5 years. I have rented it out for the last five years. I would not call this my primary residence (at least not for the last 5 years). Will I [...]

BigFriday asked: This is a repost with more detail. Thanks to those experts who answered. In California:
Looking at a $6000-7000 vehicle with $1500 down. KBB value will be at least 100% of purchase price, likely more.
Vehicle age=12-16 years
Term=36 mos.
Mileage=95-130k
Time on job=1st job, 8 mos, 2nd job, 2 mos.
Time at residence=11 mos.
Gross monthly=$4000
Credit score=630
DTI=approx. 25%
Thanks again, [...]

Green Lizard asked: I want to trust people but I had two loans that the rate COULD have been much better. When the Fair Isaac and Company,F.I.CO, score maximum was 800, mine was at 768 BUT ended with rates as high as 11% EVEN when I put a 3% down payment. I tried [...]

Hutch asked: Nothing’s wrong with the car, “Life” just got busy when we purchased and we could not afford the time to “shop.”
Now, I realize it is/was a 5-year loan at 8.5% and am looking into the refinancing.

Burton asked: I have average credit around 660 currently…but only have credit cards. I live in California. Can I get a good personal loan with a good interest rate which will help my mix of credit? Only problem is that I have a repo on my credit report that will fall off [...]

GSUP asked: do u know any loans in which i can pay AFTER college, and any banks i should go thru with a low interest rate?