runningmeg82 asked: I have good credit, and make $45,000 a yr w/ $390 a month in car and student loans…. What do you think?

Joyce P asked: My first mortgage has a lower interest rate but a much higher amount. The home equity loan is a smaller amount but at a much higher interest rate.

jardinee asked: Say I bought a house 30 years ago for cash and took out a loan on what was the full value last year(lets say $1million) and put all that money in a bank account. Can I just let the lender foreclose on the house that is now worth $700k, take the hit [...]

Melissa T asked: With the three credit scores being different, which do they use to determine you qualification for a mortgage? Or do they simply average all three scores. My husband has two scores at around 540 and his transunion is at 605. What are his chances?

Kate1075 asked: My parents bought their home 4 years ago at a 4% rate, which is due to change next year when their loan rate. With the market crunch and the new strict lending that’s bound to occur as a result of this, they are worried about what refinancing has in store for them. [...]

mrclam1212 asked: Lets assume that you were denied for cashflow concerns or poor credit and that you had roughly 50K in equity in the home and you needed a loan for around 5-10K. In addition what type of rates would these alternatives charge? The reason I ask is bc I understand that sub [...]

honeybear asked: I got a letter in the mail from the bank that says paying our mortgage payment bi-weekly instead of monthly could save us $40,000 to $100,000 in interest and reduce our mortgage term by 7 to 9 years without refinancing. How does this work?

LuvPinkPuffies asked: I recently just got back on my feet financially after being out of work as an engineer, and I damaged my credit as a result of being out of work so long.
I am know back on my feet. Does the govt actually give me any sort of benefit going thru the VA versus [...]

devraj r asked: I am planning to take house loan for buying house in India. Any advice which bank (ICIC/SBI any other) offers better rates and terms? What type of intereste rate fixed, floating mixed I should choose?

safdman asked: My girlfriends ex-husband tricked her into signing a revolving line of credit for the house they owned together when they were married. He also has her listed on the property deed as well as the deed of trust for the revolving line of credit. She recently signed paperwork to get her [...]