scottmac asked: We got the home loan 1 year ago and the negative amortization is about $10K. We are trying to sell our house in a poor market in Naples, FL. We don’t need the money. We otherwise will just put it in the bank for now.

scared77 asked: I have a loan I’m three months behind in in my home country. I’m working on catching up, but want to know if my financial issues will affect my visa renewal. I have excellent credit here.

motormank asked: My husband and I need to lower our monthly payments. We have no debt except a line of credit for $60,000 with the payment of $410 and two car loans both adding up to about $25,000 and the combined payment of $1050/mo. So, we are spending about $1400/month for these 3 things. [...]

Die Bart Die asked: Our realtor advises that only buyers with cash in hand can buy foreclosed properties at auction. There is a technical challenge buying if you need a mortgage as you have to be in contract to be able to get the mortgage approved. Is this true or is there a valid way [...]

Brice asked: With the average mortgage rates dropping, I am wondering if there is a minimum amount of time you have to pay on your mortgage before you can refinance? 1 year?

emmitttt24 asked: had my house for one year in April and want to get a better rate. I am currently at 6.5%. So my question is can I take my existing FHA loan and go somewhere else with it and refinance it or can I convert or refinance with my existing company to a [...]

Kara asked: How do I get a late mortgage payment off of my credit report? I mean I’m totally current on my mortgage now. I want this off of my report. Thanks

ThomasJ asked: I will leave it up to you to research which candidate wants this to happen.

twister382836 asked: My mom and sister are both named on the mortgage. Payments are still being made. My mom just passed and my sister does not have a job because she was caring for our ailing mother.

killerlegs asked: I am trying to find out what is the best newspapers or websites used to find jobs in Texas, especially the houston area and what is the most common sources used for mortgage lenders. Do people usually use the banks or mortgage companies? I want know a good mortgage lender with [...]